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Alexandria Foreclosure and Short Sale Information
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Northern VA Short Sales: Avoid Foreclosure Northern VA
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Tamara Inzunza - (703) 623-8759
Tamara Inzunza Northern Virginia Short Sale Realtor
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Recently Closed Short Sale
Lorton Valley
Lorton, VA
$599,000
* - Investment property
* - Two mortgages
* - Current on mortgage payments
* - No cash due or promissory note

Alexandria VA Townhouse Short Sale

Recently Closed Short Sale
Alexandria, VA
Stonegate
$515,000
* - HOA liens paid by lender
* - Two mortgages
* - No cash due at closing
* - No promissory note
* - closing costs paid to buyer
 

"I now realize that I may not have gotten through the transition so smoothly if it had not been for her expertise in an area most Realtors do not care to touch! Tamara has a heart for her clients and it is evident in the dedication she exhibits. I would highly recommend her to anyone searching for a home or trying to get rid of one." - E. Dawson

"Her attention to every detail and willingness to go beyond her area of responsibility was a huge factor in getting my place sold in a timely manner. Selling my home was very stressful and Tamara made the process as easy for me." - J. Bain

Old Town Alexandria Short Sale Help and Foreclosure Prevention 
Old Town Alexandria Short Sale Listing Agent

If you are thinking about short selling your Old Town Alexandria VA home, then make sure that you choose a listing agent with a proven track record of working with banks and successfully closing short sales.  We have successfully helped homeowners in Old Town Alexandria (zip code 22314) avoid foreclosure with a short sale. 

Can I Short Sale My Old Town Alexandria VA Home If I Haven't Missed A Payment?

Absolutely.  Even if you haven't missed a mortgage payment, you may still be eligible for a short sale.  When you qualify with us, we will discuss your financial hardship and help you determine if you are a candidate for a short sale.

How Much Is My Old Town Alexandria VA Home Worth?

One of the first things that we will do is to prepare a comparative market analysis, review the homes that are currently for sale and those that have most recently sold in Old Town Alexandria.  If you are underwater, then we can proceed with listing your home, and marketing to facilitate an offer.

Who Pays The Real Estate Commission When I Short Sale My Home?

100% of the real estate comission is paid by your lender when you short sale your home.  We do not charge any administrative fees, retainer fees, or listing cancellation fees.  Once the terms of your short sale approval have been delivered, you will have the opporunity to review with an attorney and your tax professional.  If you agree with the terms of the short sale, then closing will take place.  If you do not agree with the terms of the short sale, you have the right to cancel the sale, and you owe us nothing.

I Have Other Assets How Does That Work In A Short Sale?

Part of the short sale process is disclosing to the bank your total income, total expenses, and assets.  Many homeowners face a financial hardship and are not able to make their monthly obligations, but may have assets that are valuable.  While the lender is usually looking at your monthly income and expenses, they will also want to see if you are able to share in the absorption of the loss.  If you have assets and are trying to short sale your Old Town Alexandria home, your lender may ask you to contribute to the short sale by requiring you to sign an unsecured promissory note for some, or all, of the deficiency amount.  Your lender may also require you to make a cash contribution at closing, which would require you to liquidate some of your assets. 

How Long Would I Have To Wait Before I'm No Longer Under Water or Upside Down on My Home?

That's a good question!  No one has a crystal ball, and although the market statistics for Old Town Alexandria are often positive, there are still homeowners with a financial hardship that are unable to continue making mortgage payments.  Use our Short Sale Calculator so get an estimate on how long it will likely take for your home to catch up to today's market values.

How Do I List My Old Town Alexandria Home As A Short Sale?

Simply call me at 703-623-8759 or contact me through this website to get started. 

 

 

If you know of a friend, family member, or loved one who may be experiencing difficulty making their mortgage payment, please click the button above to refer them to this website.

Brought to you by:

Tamara Inzunza, Associate Broker

RE/MAX Executives 
Certified Distressed Property Expert (CDPE),
Certified Residential Specialist (CRS)

2104 Mount Vernon Avenue
Alexandria, VA 22301
(703) 623-8759

Email

Certified Distressed Property Expert       

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Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

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