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Tamara Inzunza - (703) 623-8759
Tamara Inzunza Northern Virginia Short Sale Realtor
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Recently Closed Short Sale
Lorton Valley
Lorton, VA
$599,000
* - Investment property
* - Two mortgages
* - Current on mortgage payments
* - No cash due or promissory note

Alexandria VA Townhouse Short Sale

Recently Closed Short Sale
Alexandria, VA
Stonegate
$515,000
* - HOA liens paid by lender
* - Two mortgages
* - No cash due at closing
* - No promissory note
* - closing costs paid to buyer
 

"I now realize that I may not have gotten through the transition so smoothly if it had not been for her expertise in an area most Realtors do not care to touch! Tamara has a heart for her clients and it is evident in the dedication she exhibits. I would highly recommend her to anyone searching for a home or trying to get rid of one." - E. Dawson

"Her attention to every detail and willingness to go beyond her area of responsibility was a huge factor in getting my place sold in a timely manner. Selling my home was very stressful and Tamara made the process as easy for me." - J. Bain

Our Blog 
Monday, November 29 2010

Lorton VA Short Sales - Approved Short Sale In Laurel Highlands
9174 Furey Road Lorton VA 22079

 

9174 Furey Road Short Sale

 

Lorton VA Real Estate - Short Sale approved at 9174 Furey Road in Laurel Highlands subdivision.  Not a fixer-upper, but a well maintained home where the homeowner was upside down and had a legitimate hardship that required a short sale.  This short sale has been approved by Bank of America and Chase mortgage companies. Just off of I-95, this home is close to the Lorton Station VRE, and the HOV lanes, making it ideal for Pentagon- and other north bound commuters. Interior features include three bedrooms, three full baths, one half bath, hardwood floors on the main level, sought-after family room off-kitchen with gas fireplace, rear maintenance-free deck, upper level laundry room, and custom closet in the master bedroom.

If you currently live in Laurel Highlands, or any other subdivision in Lorton VA and are facing a financial hardship, use this website to see if you qualify for a short sale, or for the government's HAFA program where homeowners can receive up to $3000 at closing for relocation expenses. 

Posted by: Tamara Inzunza AT 11:41 am   |  Permalink   |  0 Comments  |  Email
Tuesday, November 16 2010

Woodbridge VA Short Sales | HAFA Short Sale
Detached Home at 14728 Elmira Court in Dale City

14728 Elmira Court

This move-in ready single-family home is further proof that not all distressed homes show signs of distress.  At 14728 Elmira Court in Woodbridge VA, you'll find that this short sale home is located on a culd-de-sac surrounded by beautiful homes. 

Special features include:

  • Three bedrooms
  • Two full baths
  • Updated kitchen with cherry cabinets, stainless steel appliances, wood flooring, built-in microwave
  • Family room addition with gas fireplace
  • Master bedroom with master bath renovation to include a double vanity sink, built-in linen closet, separate shower
  • Rear deck
  • Rear shed
  • Fenced in back yard

This Woodbridge VA short sale has already been submitted through the HAFA program, and will make the perfect Christmas present for the excited home owner. 

Are you a Woodbridge VA homeowner who is curious to find out if you are eligible to short sale your home under the federal government's HAFA program?  Click here for more details including a video that explains what HAFA is all about.

Listing Details: 14728 Elmira Court, Woodbridge, VA 22193
List Price: $195,000
Subdivision: Dale City
Banks Involved: Bank of America Short Sale
Number of Loans: 2

This home is listed by Tamara Inzunza, CDPE, CDRS, short sale listing agent with McEnearney Associates Inc. Realtors.

 

 

 

Posted by: Tamara Inzunza AT 04:39 pm   |  Permalink   |  0 Comments  |  Email
Sunday, November 14 2010

Alexandria VA Short Sales | Who Benefits When A Foreclosure Is Stopped?
Top Listing Agent Explains

When it comes to buying a home in Alexandria VA, the idea of purchasing a home for below market value is very appealing.  Back in the days when property values were very stable or appreciating quickly, many people didn't give much thought to a foreclosure popping up here and there.

But as the Alexandria VA real estate market changed and more foreclosures were entering the market, the shift went from 'finding the great deal in a great neighborhood' to 'do I want to buy in this neighborhood where values are going down?'

When you sell your home as an Alexandria VA short sale, there are benefits to the homeowner, the buyer, and the surrounding homeowners:

  1. First and foremost, for the homeowner, they avoid the damaging effects of having a foreclosure on their credit report.  Even if a homeowner decides to walk away, the ability to apply for any type of loan or credit will be impacted for several years. 
  2. The buyer is able to purchase a property that is likely in better condition than a foreclosure.  While the 'fixer-upper' buyers represent a smaller portion of the homebuying population, a home that is well cared for and maintained will likely sell quicker.
  3. For the neighboring home owners, they realize the benefit of not seeing their property values plummet as the result of a foreclosure.  When property values plummet, homeowners are less likely to use equity in their home for things that might enhance their property values, for example finishing a basement, adding a deck, or any other type of addition.
  4. No vacant homes that will be the target for squatters or vandals.  While there are some Alexandria VA short sales that are vacant, most homeowners stay in the home until closing.
  5. Real estate commissions are paid by the bank, not the seller.  In most cases, the homeowner is not able to make any contributions to the sale of the home.  Quite frankly, this is also another reason why many 'For Sale By Owners' who are upside down try to sell themselves.  Many people are unaware that when you sell your home as a short sale, the bank approves the terms of the sale, including the real estate commission.
  6. For HAFA short sales, the homeowner can receive a relocation credit of up to $3000 at closing.  While most short sales do not allow the owner to make any money from the sale, a HAFA approved short sale will allow the homeowner to receive money for relocation expenses.

With the latest news about foreclosure moratoriums, and scandals behind banks improperly filing foreclosures, more buyers are being skeptical about purchasing bank owned homes.  The thought of not being able to acquire title insurance is enough to make some buyers exclude foreclosures in their search.

When you buy an Alexandria VA short sale, you are purchasing directly from the owner, but the sale is approved by the owner's lender(s), so title transfers directly from the current owner to the purchaser.

Are you thinking about selling your Alexandria VA home as a short sale?  Use this website right now to see if you qualify, or call me directly at 703-623-8759. 

Posted by: Tamara Inzunza AT 02:47 pm   |  Permalink   |  Email
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If you know of a friend, family member, or loved one who may be experiencing difficulty making their mortgage payment, please click the button above to refer them to this website.

Brought to you by:

Tamara Inzunza, Associate Broker

RE/MAX Executives 
Certified Distressed Property Expert (CDPE),
Certified Residential Specialist (CRS)

2104 Mount Vernon Avenue
Alexandria, VA 22301
(703) 623-8759

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Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

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