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Tamara Inzunza - (703) 623-8759
Tamara Inzunza Northern Virginia Short Sale Realtor
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Recently Closed Short Sale
Lorton Valley
Lorton, VA
* - Investment property
* - Two mortgages
* - Current on mortgage payments
* - No cash due or promissory note

Alexandria VA Townhouse Short Sale

Recently Closed Short Sale
Alexandria, VA
* - HOA liens paid by lender
* - Two mortgages
* - No cash due at closing
* - No promissory note
* - closing costs paid to buyer

"I now realize that I may not have gotten through the transition so smoothly if it had not been for her expertise in an area most Realtors do not care to touch! Tamara has a heart for her clients and it is evident in the dedication she exhibits. I would highly recommend her to anyone searching for a home or trying to get rid of one." - E. Dawson

"Her attention to every detail and willingness to go beyond her area of responsibility was a huge factor in getting my place sold in a timely manner. Selling my home was very stressful and Tamara made the process as easy for me." - J. Bain

Our Blog 
Friday, June 28 2013

Alexandria VA Foreclosures For Sale -
Open House at 4910 Gardner Drive

4910 Gardner Drive Alexandria VA Foreclosures For Sale - Preforeclosure opportunity in Cameron Station in Alexandria VA.  This home at 4910 Gardner Drive is offered at $555,000. The bank says SELL!  While the other homes are selling above asking price, take a look at this home with requires a little bit of sweat to make it shine.

Brick front, end unit with one-car garage.  This home as a three level bumpout!  Lower level bumpout is ideal for the home office, main level bumpout is the family room off the kitchen with gas fireplace. Upstairs, the master bedroom features a luxury bath with double vanity sink, vaulted ceilings, and walk-in closet.

The Cameron Station community is walking distance to coffee shops, cleaners, pizza, dog park, and more.  There is a community center, pool, and shuttle to the Van Dorn metro station included in the monthly fee.  Run, don't walk to this home.  There will be a public open house Sunday, June 30 from 1-4pm.

See All Foreclosures For Sale In Alexandria VA

Posted by: Tamara Inzunza AT 06:00 pm   |  Permalink   |  0 Comments  |  Email
Thursday, June 27 2013

Alexandria VA Short Sales |
Open House at 4654 Kirkpatrick Lane in Stonegate

4654 Kirkpatrick Lane

Alexandria VA Short Sales - It's no secret that the current real estate market is sizzling hot.  Why not look where other buyers aren't, at short sales.  The home at 4654 Kirkpatrick Lane Alexandria VA 22311 in Stonegate is back on the market.  There will be an open house this Sunday, June 30 from 1-4pm.

This home is a short sale and requires lender approval.  The bank has already performed an appraisal, and the list price is well below the appraised value.  While everyone else is fighting over the cream puffs, let them build your equity when you buy this home.

A rare find that includes:

  • three master suites
  • kitchen with box/bay window bumpout
  • corian countertops
  • hardwood floors on the main level
  • living room with fireplace
  • rear deck, lower level patio
  • three full baths
  • one-car garage


See All Short Sale Listings In Alexandria VA


Posted by: Tamara Inzunza AT 06:38 pm   |  Permalink   |  0 Comments  |  Email
Tuesday, June 25 2013

Walk Away and The Bank Says You Will Pay -
The Future Cost Of Foreclosure Not Forgotten


Foreclosure Gremlin

One of the biggest myths floating out there is that by walking away from your home and letting it go to foreclosure means that you are walking away from the debt.  WRONG!!!

Take a look at this Washington Post article that tells how a bank is pursuing the debt years after the homeowner has faced foreclosure. So, it's very possible that a bank can sit in the trenches and wait while you are rebuilding your life, to sneak up and say, "Guess who??? Remember that money you borrowed from us, well you never did pay it all back."

I've always said that the biggest advantage to a short sale is that it keeps the homeowner in the driver's seat.  Once the lender provides the short sale approval letter, you get to see all the cards on the table.  The short sale approval letter states in writing the full terms of how they are willing to accept less than what is owed on the mortgage.  The banks even pay all of the real estate commission and seller closing costs, and in many instances will give you money at closing as a relocation credit.  If you agree to the terms of the short sale approval, then you have in writing from your lender, proof that you will not have to face the effects of foreclosure.

If you are facing a financial hardship and are thinking about walking away from your Alexandria VA home, be sure to read this article first. You may think you're giving up and starting clean by walking away, when in reality, you could be activating a timeclock on how long the bank can come after you for the short amount of the mortgage balance.  To find out if you qualify for a short sale, click here.  We are committed to stopping foreclosure in Alexandria, Arlington VA and surrounding communities.

Free Report - Don't Walk Away From Your Mortgage

Free Report - 7 Most Dangerous Short Sale Myths


Posted by: Tamara Inzunza AT 08:18 pm   |  Permalink   |  0 Comments  |  Email
Sunday, June 23 2013

Another VHDA Short Sale Sold In Alexandria VA |
Farrington Place Condo

Farrington Place Condos in Alexandria VA

VHDA Short Sale Help - Another homeowner has avoided foreclosure in Alexandria VA with the help of a VHDA short sale. After facing a financial hardship that was out of her control, the homeowner decided to pursue a short sale and contacted me.  We reviewed all of the necessary documentation that would be required, discussed the marketing of the home, and proceeded with listing the home for sale.

At the time this home was listed, the Alexandria VA real estate market had cycled back into a sellers market.  This home was sold within six days.  Due to the nature of the market conditions, many buyers inquired about this home and were eager for it to come back on the market. At a very attractive sales price of $115,000, it was a great opportunity to own a home that was also within walking distance of Huntington metro station.

When lenders agree to a short sale, they rely strongly on the short sale listing agent to use their market knowledge and expertise to price the home correctly.  The lender is attempting to minimize their losses, so they want to be sure that the home is sold for fair market value or within their specific guidelines for below market value.  Once the contract was accepted by the homeowner, the offer was submitted and the short sale was approved by VHDA in roughly 30 days.

What was important to the homeowner?  Two things were important to this distressed homeowner, not being responsible for the remaining debt, and not having to pay money at closing.  We were able to accomplish both of these with a successful short sale.

If you purchased your home with a VHDA loan, and are now facing any type of financial hardship, please give me a call today at 703-623-8759 or contact me for a confidential consultation.  We have helped other VHDA homeowners, and have the tools and experience to help you avoid foreclosure.

Short Selling Your Condo
Free eBook - Know Your Options





Posted by: Tamara Inzunza AT 01:25 pm   |  Permalink   |  0 Comments  |  Email
Monday, June 10 2013

Another Alexandria VA Short Sale Just Closed
NationStar Bank Short Sale

Alexandria VA Short Sale Help - Top Alexandria VA short sale listing agent Tamara Inzunza has helped another homeowner avoid foreclosure with a short sale.  The home at 1402 Belle View Boulevard Unit A1 has just closed for $230,000.  This two bedroom, one bath garden-styled condominium is located in the community of Belle View, just off the George Washington (GW) Parkway, outside of Old Town Alexandria VA and close to the Huntington Metro.

This home was a NationStar short sale.  The homeowner was facing multiple financial hardships and was behind on mortgage payments and condo dues.  In a real estate market that has started to heat up, the buyer for this home was able to take advantage of this opportunity and purchase this home for less than similiar homes in the community.

How we were able to help this homeowner:

  • Foreclosure process was stopped
  • Delinquent condo fees were part of the short sale offer to the bank, and the bank paid the fees
  • The homeowner was able to stay in the home longer
  • The homeowner received a monetary closing cost credit to help with relocation expenses
  • The homeowner was relieved of any deficiency (the short amount between the balance owed and the sales price)

Even in a stregthening economy, financial hardships can cause a homeowner to get behind on mortgage payments.  If you or anyone you know may need help to avoiding foreclosure, please give me a call at 703-623-8759 or contact me for a confidential consultation.  Assessing your situation and knowing your options is key!

Short Selling Your Condo

Free eBook - Know Your Options





Posted by: Tamara Inzunza AT 10:01 am   |  Permalink   |  0 Comments  |  Email
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RE/MAX Executives 
Certified Distressed Property Expert (CDPE),
Certified Residential Specialist (CRS)

2104 Mount Vernon Avenue
Alexandria, VA 22301
(703) 623-8759


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Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

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