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Tamara Inzunza - (703) 623-8759
Tamara Inzunza Northern Virginia Short Sale Realtor
Our Blog

Recently Closed Short Sale
Lorton Valley
Lorton, VA
* - Investment property
* - Two mortgages
* - Current on mortgage payments
* - No cash due or promissory note

Alexandria VA Townhouse Short Sale

Recently Closed Short Sale
Alexandria, VA
* - HOA liens paid by lender
* - Two mortgages
* - No cash due at closing
* - No promissory note
* - closing costs paid to buyer

"I now realize that I may not have gotten through the transition so smoothly if it had not been for her expertise in an area most Realtors do not care to touch! Tamara has a heart for her clients and it is evident in the dedication she exhibits. I would highly recommend her to anyone searching for a home or trying to get rid of one." - E. Dawson

"Her attention to every detail and willingness to go beyond her area of responsibility was a huge factor in getting my place sold in a timely manner. Selling my home was very stressful and Tamara made the process as easy for me." - J. Bain

Our Blog 
Tuesday, September 04 2012

Article on 10 Common Myths Short Sale vs Foreclosure

In my real estate trainings, we hear so often about how as much as 7 out of 10 homeowners could have used a short sale as a means to avoid foreclosure.  I always find that interesting especially since the average consumer Googles practically everything nowadays when it comes to anything real estate.  My friends at KCM wrote this blog post, and I think the article as well as the comments are worth reading.  In my opinion, there are three distinct advantages that a homeowner receives from a short sale vs a foreclosure:

  1. You get the opportunity to see the bank's cards.  That means you have the chance to see the terms they are willing to accept.  And there still might be room for negotiating.  For the homeowners that we've helped, we don't just give in to the initial terms of the short sale approval, unless they are really, really favorable.
  2. You remain in control.  Even if you decide to put your home on the market and go through the short sale process, if you don't like the bank's terms, you can cancel the sale. There is no penalty for cancelling your sales contract, and no penalty for cancelling your listing agreement.
  3. It's the only option that really gives you the opportunity to walk away. Like the first point in the article, some homeowners believe that 'letting the home go' is the best way to start over.  But with the short sale, they bank may waive the full deficiency, agree to accept the money from the short sale as payment in full, and you may not have to pay taxes on the deficiency amount.

Click here for the full article.

Posted by: Tamara Inzunza AT 07:08 am   |  Permalink   |  0 Comments  |  Email
Thursday, December 30 2010

Another Resource For Homeowners From Fannie Mae

Foreclosure Options Website

From - Fannie Mae launched a new website to help homeowners who are behind on their mortgage payments or are facing foreclosure. features practical information and resources to help homeowners avoid foreclosure and either stay in their home or sell it.  Resources include a list of local foreclosure prevention events, housing counselors, Fannie Mae resources, credit score information, forms, videos, calculators and more. The site also provides important tips for recognizing and avoiding foreclosure scams.  For more information, go to



Posted by: Tamara Inzunza AT 02:28 pm   |  Permalink   |  0 Comments  |  Email
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Tamara Inzunza, Associate Broker

RE/MAX Executives 
Certified Distressed Property Expert (CDPE),
Certified Residential Specialist (CRS)

2104 Mount Vernon Avenue
Alexandria, VA 22301
(703) 623-8759


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