Skip to main content
Short Sale Listings
Alexandria Foreclosure and Short Sale Information
How To Stop The Foreclosure Process
Loan Modification
Effects Of Foreclosure
Cost of Bankruptcy
Understanding HAFA
VHDA Short Sales
FHA Short Sale Program
Talk To Your Lender
Homeowners We Helped
Short Selling Your Condo
Avoid Foreclosure
What Is A Short Sale?
Short Sale vs. Foreclosure
Qualifying Process for a Short Sale
Financial Hardships
Frequently Asked Questions
Glossary Of Terms
Access Our Free E-book
Learn About Short Sales
What The First Step In The Short Sale Process
Qualifying for a Short Sale and Avoiding Foreclosure
Home Evaluation
Initial Consultation
Your Hardship Letter
Avoid Scams
My Sold Listings
Getting Started
VA Compromise Military Short Sale Program
Military Short Sale Programs
Old Town Alexandria Short Sales
Del Ray Alexandria Short Sales
Kingstowne Alexandria Short Sales
Manchester Lakes Short Sales
Fairlington Short Sales
Northern VA Short Sales: Avoid Foreclosure Northern VA
22301 Stats
22302 Market Stats
22304 Stats
22305 Stats
22314 Stats
Market Stats
What Is A CDRS - Certified Default Resolution Specialist
What Is A CDPE
What Is The LDPD?
Tamara Inzunza - (703) 623-8759
Tamara Inzunza Northern Virginia Short Sale Realtor
Our Blog

Recently Closed Short Sale
Lorton Valley
Lorton, VA
* - Investment property
* - Two mortgages
* - Current on mortgage payments
* - No cash due or promissory note

Alexandria VA Townhouse Short Sale

Recently Closed Short Sale
Alexandria, VA
* - HOA liens paid by lender
* - Two mortgages
* - No cash due at closing
* - No promissory note
* - closing costs paid to buyer

"I now realize that I may not have gotten through the transition so smoothly if it had not been for her expertise in an area most Realtors do not care to touch! Tamara has a heart for her clients and it is evident in the dedication she exhibits. I would highly recommend her to anyone searching for a home or trying to get rid of one." - E. Dawson

"Her attention to every detail and willingness to go beyond her area of responsibility was a huge factor in getting my place sold in a timely manner. Selling my home was very stressful and Tamara made the process as easy for me." - J. Bain

Our Blog 
Sunday, August 11 2013

Distressed Property Numbers Down in the US

Alexandria VA Short Sales - Good news for the housing industry as the number of distressed homes continue to decline.  As indicated from a recent CoreLogic report, inventories for distressed homes have fallen 14.4% in the past year. Completed foreclosures are down 20% since last year, the national foreclosure inventory is down 28%, and seriously delinquent loans (loans that are 90+ days past due) is down 23.7%.

It would appear that the worst is over, however there are still areas where homeowners still need assistance avoiding foreclosure.  Rising home prices have made it possible for underwater homeowners to finally be in a position where they are now equity homeowners.  The thought of selling, and not having to bring money to the closing table or not having to sign a promissory note is enough for more sellers to enter the market.  Of course, some homeowners will sit tight, but those who are ready to sell should be pleased with the current market conditions where inventory is low and homebuyers are willing to pay more than asking price.

If you were previously underwater and would like to see if you're right side up, just find out here, or call me today at 703-623-8759.

Posted by: Tamara Inzunza AT 10:27 am   |  Permalink   |  0 Comments  |  Email
Tuesday, June 25 2013

Walk Away and The Bank Says You Will Pay -
The Future Cost Of Foreclosure Not Forgotten


Foreclosure Gremlin

One of the biggest myths floating out there is that by walking away from your home and letting it go to foreclosure means that you are walking away from the debt.  WRONG!!!

Take a look at this Washington Post article that tells how a bank is pursuing the debt years after the homeowner has faced foreclosure. So, it's very possible that a bank can sit in the trenches and wait while you are rebuilding your life, to sneak up and say, "Guess who??? Remember that money you borrowed from us, well you never did pay it all back."

I've always said that the biggest advantage to a short sale is that it keeps the homeowner in the driver's seat.  Once the lender provides the short sale approval letter, you get to see all the cards on the table.  The short sale approval letter states in writing the full terms of how they are willing to accept less than what is owed on the mortgage.  The banks even pay all of the real estate commission and seller closing costs, and in many instances will give you money at closing as a relocation credit.  If you agree to the terms of the short sale approval, then you have in writing from your lender, proof that you will not have to face the effects of foreclosure.

If you are facing a financial hardship and are thinking about walking away from your Alexandria VA home, be sure to read this article first. You may think you're giving up and starting clean by walking away, when in reality, you could be activating a timeclock on how long the bank can come after you for the short amount of the mortgage balance.  To find out if you qualify for a short sale, click here.  We are committed to stopping foreclosure in Alexandria, Arlington VA and surrounding communities.

Free Report - Don't Walk Away From Your Mortgage

Free Report - 7 Most Dangerous Short Sale Myths


Posted by: Tamara Inzunza AT 08:18 pm   |  Permalink   |  0 Comments  |  Email
Add to favorites
Share |
Latest Posts

If you know of a friend, family member, or loved one who may be experiencing difficulty making their mortgage payment, please click the button above to refer them to this website.

Brought to you by:

Tamara Inzunza, Associate Broker

RE/MAX Executives 
Certified Distressed Property Expert (CDPE),
Certified Residential Specialist (CRS)

2104 Mount Vernon Avenue
Alexandria, VA 22301
(703) 623-8759


Certified Distressed Property Expert       

Copyright© 2016 - Pro Step Marketing, All Rights Reserved.

Terms of Use - Privacy Policy - Contact Policy

Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

Site Powered By
    Online web site design