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Tamara Inzunza - (703) 623-8759
Tamara Inzunza Northern Virginia Short Sale Realtor
Our Blog

Recently Closed Short Sale
Lorton Valley
Lorton, VA
$599,000
* - Investment property
* - Two mortgages
* - Current on mortgage payments
* - No cash due or promissory note

Alexandria VA Townhouse Short Sale

Recently Closed Short Sale
Alexandria, VA
Stonegate
$515,000
* - HOA liens paid by lender
* - Two mortgages
* - No cash due at closing
* - No promissory note
* - closing costs paid to buyer
 

"I now realize that I may not have gotten through the transition so smoothly if it had not been for her expertise in an area most Realtors do not care to touch! Tamara has a heart for her clients and it is evident in the dedication she exhibits. I would highly recommend her to anyone searching for a home or trying to get rid of one." - E. Dawson

"Her attention to every detail and willingness to go beyond her area of responsibility was a huge factor in getting my place sold in a timely manner. Selling my home was very stressful and Tamara made the process as easy for me." - J. Bain

Our Blog 
Monday, December 13 2010

Alexandria VA Short Sales - Top 3 Reasons To Get Help Before The New Year

Alexandria VA Short Sales - The foreclosure moratorium has given many homeowners a false sense of security during this holiday season.  The fact is, the banks are still so overwhelmed with the volume of foreclosures, that the moratorium is a way to unclog the bottleneck files that they are processing.

Alexandria VA homeowners who are in distress, may be experiencing relief because of this news, and view it as an opportunity to live in the home for free (maybe even up to 492 days!).  The reality is, this is the perfect time to take the courage to find out what your options are.

Here are the top 3 reasons to get help before the new year:

  1. It doesn't cost you anything to be informed. Once you contact us to see if you qualify for a short sale, we'll rush you our FREE short sale kit. This information is sent to you by email and will help you understand that options you have to prevent foreclosure.
  2. Any missed payments will continue to be reported and reflected on your credit report. With a short sale, you'll increase your chances of getting your home sold quicker, and this will stop the negative hits on your credit report sooner rather than later.
  3. Interest rates are still historically low if you're eligible to purchase another home. Overall home prices have come down since the bubble in the early to mid-2000's.  If you are facing a hardship and have not missed a payment, you may qualify to sell your home as a short sale, and purchase another home at today's interest rates.  If you currently have a mortgage payment that you cannot afford, coupled with a high interest rate and are unable to refinance to a lower rate, you may be able to afford to buy a less expensive home at today's interest rates, with more affordable monthly payments.

One of the most common misconceptions about a short sale, is that you have to be late on your mortgage payment.  You do not have to wait until you are 30-, 60-, or 90-days late on your mortgage to get help.  We have helped homeowners with a short sale who were current on their mortgage.  Find out if you qualify for a short sale.

Tamara Inzunza is a Certified Short Sale Specialist and short sale listing agent specializing in Alexandria VA and surrounding areas of Northern Virginia.

 

Posted by: Tamara Inzunza AT 10:29 am   |  Permalink   |  0 Comments  |  Email
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Tamara Inzunza, Associate Broker

RE/MAX Executives 
Certified Distressed Property Expert (CDPE),
Certified Residential Specialist (CRS)

2104 Mount Vernon Avenue
Alexandria, VA 22301
(703) 623-8759

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Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

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